LightStream (SunTrust Bank) PO Box 117320 Atlanta GA 30368-7320. You must sign into your account at least two business days before your desired payment date. LightStream is an online consumer lending division of Atlanta-based SunTrust Bank, and is located in San Diego. Why you can trust this review. Monday - Friday: 9 a.m. to 8 p.m. How do I make a principal-only payment? We do not provide any loans for cash out refinance purposes. We asked Nelson if LightStream operated independently from SunTrust Bank and if it is a direct competitor. Ease of Use: 82%. He came in and really did an outstanding job cleaning up old wiring that was no longer useful. Loan documents sent in mail. Was this an intent to scam me. Minimum credit score: 660. No, payments can only be made from your personal bank account. First Name Last Name Business Email Company Phone Number. LightStream … lightstream phone number san diego. Recent recommendations regarding this business are as follows: "Whatever you … Lightstream did a hard credit check after they had declined my loan. Lightstream did a hard credit check after they had declined my … LightStream does not charge any penalties for prepaying your loan, in whole or in part. How long are my funds available? Create more professional and impactful live streams. You are looking up LightStream customer care, so you probably already know who they are. Bruce Kercheval. Although they have received a considerable number negative customer reviews and complaints with regard to their products and services, the company seems committed to providing a streamlined loan … Personalize Xbox and Playstation streams to Twitch without a capture card … We try to gather and share the best information we can from the millions of customers … Given the unique nature of each individual's credit profile, we believe there is no single definition No Phone View Website Special Offers . Best of all, no home equity is required! You can only get help from LightStream one way that we know of and that is by web. When you are approved for a LightStream loan you have 30 days to have the funds transferred into your account. You must complete and submit our online application in order to be considered for a loan. Negative experience. Can I get pre-approved? Payment example: Monthly payments for a $10,000 loan at 2.49% APR with a term of 3 years would result in 36 monthly payments of $288.57.Maximum APR for a LightStream loan is 20.49%. Service Value: 76%. may include: A copy of the relevant portion of the consumer report that contains the allegedly inaccurate information, a police report, a fraud or identity We’re the online lending division of SunTrust Bank. Applying takes just minutes, and you get a quick response during business hours. LightStream is not responsible for and does not for "good credit." One such issue is the lack of a phone number, meaning if you have a problem, you’re going to have to chat using email, which can be frustrating and slow. Lightstream Finance Phone Number. Ultimately our determination of excellent credit is based on whether we conclude that there is a very high likelihood that our loan will be repaid in a full and timely manner. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. A credit history with a variety of account types such as major credit cards (for example, Visa, MasterCard, Amex), installment debt (vehicle loans) and mortgage debt if applicable. © 2021 Truist Financial Corporation. Emergency Road Service. For any other questions or comments, Mailing Address … Any check or additional electronic payment will be applied as an extra payment. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates. No, once the loan has funded, you may no longer change the due date.